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Service Charges
| No | Nature of service | Service Charges |
| 1 | Issuance of cheque book-S/B account | 2 Cheque Books of 20 Leaves FREE per Financial Year, thereafter Rs.100/- + Taxes per Cheque Book of 20 Leaves. |
| 2 | Issuance of cheque book - CA/CC / OD account | Rs. 150/- + GST per cheque book of 50 leaves |
| 3 | Issuance of duplicate Pass Book- S/B account | Rs. 100/- + GST |
| 4 | Issuance of duplicate copy of statement of accounts-CA/CC/OD | Rs. 25/- per page + GST |
| 5 | Stop Payment Notice-S/B --CA/ CC/OD | Rs. 50/- per cheque (Max. Rs. 500/-) + GST |
| 6 | Closure of account-S/B -C/A | (i) Rs.100/- + GST (if A/c is closed within 90 days from the date of opening without having any transactions except initial cash deposit for opening of A/c.) (ii) Rs.250/- + GST (if A/c is closed within a year from the date of opening after having transactions in the A/c.) (iii) Rs.50/- + GST (if A/c is closed after a year from the date of opening after having transactions in the A/c.) |
| 7 | Folio charges CA/CC/OD | Rs. 1.50/- per transaction + GST |
| 8 | Charge for not maintaining minimum balance : -S/B -C/A | Rs.50/- + GST p.m. Rs.100/- + GST p.m. |
| 9 | Inward Cheque / ECS Return Charges (issued by our customer & returned unpaid by us) (i) Cheque Amount up-to Rs.500000/- (ii) More than Rs.500000/- |
(i) Rs. 250/- per instrument + GST (i) Rs. 500/- per instrument + GST The above charges will also apply on Transfer Cheques. However, if the cheque is returned due to technical reasons of the Bank e.g. CBS not working / connectivity issue, no charges will be recovered by the Bank |
| 10 | Outward Cheque Return Charges (issued by other customer in favor of our customer & returned unpaid by their Bank) | Rs. 150/- per instrument + GST.
The above charges will also apply on Transfer Cheques. However, if the cheque is returned due to technical reasons of the Bank e.g. CBS not working / connectivity issue, no charges will be recovered by the Bank. |
| 11 | Outward ECS debit return charges (ECS mandate given by our customers drawn on other Banks, return unpaid due to any reasons except technical reasons) (i) ECS Amount up-to Rs.500000/- (ii) More than Rs.500000/- |
(i) Rs.250/- + GST (ii) Rs.500/- + GST These Charges will also apply on returning of ECS given for repayment of Term Loan EMIs |
| 12 | Outstation / local bill & cheque dishonor charges | Rs. 250/- + GST for outstation and Rs.100/- + GST for local. |
| 13 | IBC Return ST | Rs. 250/- + GST for local and outstation charges. |
| 14 | Signature verification charges | Rs.100/- + GST |
| 15 | SMS alert Service | NIL |
| 16 | Account Maintenance Charges (Annual) | Saving : Rs. 100/ + GST.
Current : Rs. 200/- + GST |
| No | Nature of service | Service Charges |
| 1 | Credit Facility Processing Fees
(i) Term Loans Fresh Sanctions (ii) Cash Credit / Overdraft Facility (iii) Fresh Sanction / Renewal Fund Based Adhoc Credit facility (iv) Loans / Overdrafts against FDRS of the Bank |
(i) 1.00% of fund based sanctioned credit facility + Applicable Taxes (ii) 0.75% of fund-based credit facility or Rs.1.00 Lakhs, whichever is less + Applicable Taxes (iii) 0.50% of the Adhoc Credit Facility + Applicable Taxes for a period of 90 Days. (iv) No Processing Fee |
| 2 | Inspection / Unit Visit Charges
(i) Credit facilities upto Rs.5.00 Lakhs (ii) Credit facilities more than Rs.5.00 Lakhs |
(i) Rs.500/- + GST per inspection (ii) Rs.1000/- + GST per inspection (Maximum up-to two inspections per annum). Local Conveyance will be borne by the Bank, whereas outstation Travelling Expenses will be charges to the borrower on actual basis. |
| 3 | Bank Guarantee commission | 1% PA + GST on the portion secured by Cash Margin &
4% PA + GST on the portion secured by way of equitable mortgage on approved property. (Minimum commission will be charged for one year. Broken months will be treated as full year for the purpose of recovery of commission) |
| No | Nature of service | Service Charges | |||||||||||||||
| 1 | Issuance of Payorder |
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| 2 | Cancellation of DD, Payorder / Banker's cheque | Rs.50/- + GST per instrument | |||||||||||||||
| 3 | DD purchased/Discounted charges | 0.50 % + GST on DD amount. Minimum charges Rs. 100/- + GST. | |||||||||||||||
| 4 | Out Station collection charges |
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| 5 | RTGS remittances | i) Upto Rs.5.00 lakh =Rs.25/- + GST ii)Above Rs.5.00 lakh = Rs.50/- + GST |
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| 6 | NEFT remittances | i) Upto Rs. 1 lakh = Rs. 5/- + GST iii) Amt from 1 lakh to Rs. 2,00,000/- = Rs. 10/- + GST. |
| No | Nature of service | Service Charges |
| 1 | ATM Card Issuance Charges | Rs. 200/- + GST |
| 2 | ATM Card Annual Maintenence Fee | Rs. 200/- + GST |
| 3 | Duplicate PIN | Rs. 100/- + GST |
| 4 | Re-issue of ATM/Debit card | Rs. 200/- + GST |
| 5 | Unlimited on-us Transactions (at Jamia Bank ATM) | FREE |
| 6 | For first 3 (three) off-us ATM Transactions in a month (at Non- Jamia Bank ATMs) | FREE |
| 7 | From 4th off-us ATM Transaction Onwards for SB / CA Accounts. (at Non- JCB Bank ATMs) a. Financial Transactions (Cash withdrawal etc.) b. Non-Financial Transaction (Balance inquiry, PIN change and mini statement) |
a. Rs20/- + GST b. Rs10/- + GST |
